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Disclosures
THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug plan. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. A list of participating providers is on this site. A written list of participating providers, and additional information about this plan, is available by writing to the address or calling the number below. You may cancel within the first 30 days after effective date or receipt of membership materials (whichever is later) and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5, AR and TN residents will be refunded processing fee). Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

Hello Products has entered into a marketing alliance with Careington whereby Careington will contract directly with individuals to access prescription, vision, and dental service discounts through Careington's network providers ("the Discount Pass Program") and Careington partners. Other than this marketing alliance, Hello Products and Careington are not affiliated in any way. The Hello Friendly Dental Pass and the Discount Pass Program are not Hello Products' products or services. Hello Products makes no representations or warranties regarding Careington's Discount Pass Program, and does not own or administer any Careington products or services. Careington offers its products and services subject to its own terms, limitations and exclusions.

This plan is not available in Vermont, Utah or Washington.